Payment Orchestration

Your online POS connections,
dealer collections and payments in one place.

Connect your banks and payment institutions through one integration. Manage collections, refunds and dealer payments in one dashboard. Your own bank agreements, your own fee rates.

Smart routing: Automatic POS selection based on your agreements
Payment continuity: Keep collections moving with an alternative POS when a bank connection fails
One dashboard: Payments, refunds, dealer collections and physical POS in the same view and report

Why MagicPay?

Not a payment institution. Technology that connects your banks.

MagicPay does not replace your bank or payment institution. It brings your online POS connections together through one integration, so you can manage payments, refunds and reconciliation in one dashboard.

Your banks, your agreements

Keep your existing online POS agreements and fee rates. Manage your bank connections through one API.

Your rules, your control

Set POS selection rules by card, installments and transaction amount in the dashboard. Review AI suggestions; you approve the rules.

Security you can track

Use tokens instead of card data, manage dashboard access by role and trace transactions through their records.

Your choice of banks. Your control of payments.

Explore our approach to security

Integrations

Banks

Payment institutions in one operational view

Track online acquiring, digital wallets and collection providers through a common transaction model. Assess new connections alongside your current list, including Payinall, Nomupay and Lidio.

  • Param
  • Papara
  • Paratika
  • QPay
  • Ziraat Pay
  • VizyonPay
  • Pratik İşlem
  • Octet
  • Kuik
  • Checkout
  • PayInAll
  • NomuPay
  • Lidio
  • 1000pay
  • Elekse
  • HalkÖde
  • iyzico
  • Moka United
  • MoneyPay
  • Paycell
  • Pay N Kolay
  • PayTR
  • QNBpay
  • Sipay
  • Tami
  • TKPAY
  • Tosla İşim

Mobile payments that reflect your customers' habits

Explore mobile payment options involving Paycell (Turkcell), Vodafone Pay and Payguru. Track mobile payment channels separately from card collections; connection scope requires verification.

  • Paycell (Turkcell)
  • Vodafone Pay
  • Payguru

Beyond cards: the methods your customers prefer

Design a payment experience around different customer habits with eligible digital wallets, meal cards and mobile payment options.

  • BKM Express
  • Chippin
  • Compay
  • Edenred
  • Garanti Pay
  • Hadi
  • iWallet
  • Juzdan
  • Metropol
  • Multinet
  • Paycell
  • Pluxee
  • Setcard
  • TokenFlex
  • Vodafone Pay
  • World Pay

International providers and local payment habits

Explore international payment providers and preferred methods in different markets. Let's assess the target country, currency and contract terms together.

  • Adyen
  • Afterpay
  • Algoritma
  • Alipay
  • Apple Pay
  • Bizum
  • Braintree
  • Center Leasing
  • Checkout.com
  • Google Pay
  • Halyk Bank
  • Kaspi
  • Klarna
  • MB WAY
  • Nuvei
  • Paymob
  • Paynopain
  • Payoneer
  • PayPal
  • paysafe
  • PayTabs
  • Redsys
  • Stripe
  • Tap Payments
  • Worldpay
Industries We Serve

MagicPay Who Is It For?

For every business collecting through multiple banks and multiple channels.

E-Commerce and Digital Platforms

Connect your online store's banks through one integration. Automate POS selection by card and installment options.

Dealers, Franchises and Chains

Match dealer payments to invoices and account records. Track collections across your dealer network in one dashboard.

Routing in Action

For every transaction, the right POS

Magic AI analyzes card approval performance, POS costs and slow bank connections using your transaction history. It automatically disables a problematic POS and re-enables it when the connection recovers.

Get actionable recommendations for routing, costs and approval rates. You always approve the rules.

Rates and transaction results are illustrative demo data.

MAGIC AI

Reviewing an example POS route for the mobile payment flow.

Garanti BBVA
%3,49
Yapı Kredi
%3,45
Akbank
%3,39
İş Bankası
%3,48
Ziraat Bankası
%3,42
9:41 LTE
Payment
4543 **** **** 9832
12/28
***
Transaction Ready

Preparing a sample route for Yapı Kredi.

Pay TRY 1,250.00
Configuration

Unlimited rules, full control

Decide where your transactions go. Create rules by card family, BIN, card type, installments, currency or time. Set volume quotas across banks and schedule campaign routing. Activate rules from the dashboard without relying on your development team.

Rule Engine Simulation

Illustrative transaction and bank mapping

SIMULATION
INCOMING TRANSACTION
Card: Bonus Gold
BIN: 552254

Rule Matched

IF BinFamily == BONUS
TARGET POS
✓

Akbank

Routing Rules: Active

Card Family / BIN Route card families such as Bonus, World and Maximum according to your bank agreements. The bank mapping below is an example.

Designed for developers

Connect to all your banks with one REST API. Test end to end in the test environment, automatically update order status with webhook notifications and verify every transaction result server-side. Complete your integration with comprehensive documentation and support from our team.

Test environment
Webhook notifications
Server-side verification
Comprehensive documentation
Developer Documentation →
Transaction Flow Illustrative example
Magic Router
// Illustrative transaction workflow.
1. Create the order reference
2. Select an eligible provider
3. Run payment and authentication
4. Confirm the result on the server
5. Link the order and reconciliation
Sample operational record · Not real transaction data
{
  "order_reference": "EXAMPLE-123456",
  "payment_status": "confirmed",
  "reconciliation": "tracked_separately"
}

Bring your payment operations together without changing banks. Connect providers, route payments and track transactions on the same platform.

MagicPay in three steps

Build a payment flow that fits your business, together with our team.

  • 1. Connect: Bring your existing bank and payment institution connections together through one integration.
  • 2. Route: Set POS selection rules in the dashboard based on cards, installments and your bank agreements.
  • 3. Manage: Track payments, refunds, dealer collections and reconciliation in one dashboard.

Frequently asked questions

Is MagicPay a payment institution?

MagicPay is a payment technology platform that manages your online POS and payment institution connections together. It does not replace your bank or payment institution; it brings connections, routing and transaction tracking into one layer.

Can I keep my existing banks?

Connect your existing bank and payment institution agreements to MagicPay and keep using them. Work with your own fee rates and manage your bank connections in the same dashboard.

What happens if a bank connection fails?

MagicPay monitors connections and uses an alternative POS for technical errors eligible for retry. If the initial transaction's outcome is unclear, it checks the status before initiating another payment. Connection failures are treated separately from bank declines.

What can I see in a demo?

Explore the dashboard, POS routing rules and invoice selection for dealer collections with our team. We discuss a flow that fits your business, based on your existing banks and sales channels.